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Acorns

Acorns is a US financial wellness platform that rounds up spare change to invest automatically, alongside retirement, banking and kids' financial education products.

Acorns is a financial wellness platform that helps everyday Americans save, invest and grow money automatically. Its core product is a micro-investing app that rounds up spare change from everyday purchases and invests it, using small, habitual amounts as an entry point to wealth building. The company reports serving millions of customers in the United States.

Around this the platform has been extended into a broader system of financial products. These include a retirement savings product with tools to save for retirement, a banking product with smarter banking features, and a financial education product designed to teach children about money. Together these form what the company describes as a comprehensive financial wellness system, built on automation and simple everyday habits.

Engineering work sits at the intersection of several domains: fintech, mobile app development, automated and micro-investing, and personal finance automation. The product set implies work across consumer mobile applications, brokerage and retirement account infrastructure, banking features and automated money movement.

The company states a mission focused on the financial best interests of the up-and-coming, on the premise that anyone can grow wealth regardless of their starting point. It frames its goals around making wealth-building tools accessible to everyone and around addressing the retirement crisis in America.

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