auxmoney builds the leading digital lending infrastructure for consumer credit in Europe. Through unique risk models and truly digital processes, the company expands access to credit for borrowers while connecting them with private and institutional investors. Their marketplace platform has facilitated over 580,000 loans, establishing auxmoney as the largest credit marketplace in continental Europe. The company leverages artificial intelligence and data analytics to assess creditworthiness across 3,000+ data points, enabling fair and individualized lending decisions. auxmoney's 100% digital process delivers credit decisions in seconds and payout readiness within 24 hours, transforming how consumers access financing.
Founded in 2007 and headquartered in Düsseldorf, auxmoney operates at the forefront of financial inclusion in Europe. The platform serves as a reliable alternative to traditional banks, particularly for borrowers who may not meet conventional credit criteria. By combining technology-driven risk assessment with a seamless user experience, auxmoney has established itself as a pioneer in the peer-to-peer lending space. The company continues to innovate through AI transformation and automated processes, positioning itself as a key player in the evolving fintech landscape.