Hips is a payment infrastructure company founded in Sweden that provides a white-label omnichannel payment gateway for businesses, independent software vendors, and independent sales organizations. The platform enables partners to offer payment services across multiple channels - including in-store POS terminals, mobile mPOS, unattended QR payments, and online checkout - without building payment infrastructure from scratch.
The platform operates across 70+ countries and supports 60+ payment methods, including major card schemes (Visa, Mastercard), digital wallets (Apple Pay, PayPal, Alipay, WeChat Pay), and regional payment systems (Swish, Vipps). Partners can integrate via REST APIs and SDKs for mobile and web, with the ability to launch online payments in under a week. Hips handles terminal management programmatically, automates merchant account creation through API-driven onboarding, and provides pre-certified PCI compliance and EMI licensing support to simplify regulatory requirements.
The service includes customizable pricing, branded partner dashboards, cloud-based deployment, and 24/7 dedicated support. By managing payment infrastructure, the platform allows partners to focus on customer acquisition and sales rather than building and maintaining their own payment systems.