Hiscox is a specialist insurance and reinsurance provider founded in 1901 at Lloyd's of London. The company writes coverage for complex and high-value risks that fall outside the scope of mainstream insurers, including fine art collections, high-value residential properties, media and entertainment productions, technology companies, and professional services firms. It operates through four divisions: Hiscox UK, Hiscox USA, Hiscox Europe, and Hiscox Re.
The group maintains 31 offices across 13 countries, with major operational centres in London and New York and significant presence in Asia and continental Europe. Hiscox is listed on the London Stock Exchange and is a constituent of the FTSE 100 index, with headquarters in Hamilton, Bermuda. The company combines the specialist focus and agility of a niche underwriter with the financial strength and resources of a major international insurance group.
Underwriters at Hiscox develop deep expertise in their chosen fields, enabling the company to assess and price risks that generalist competitors cannot effectively evaluate. The business model emphasises long-term relationships with clients and business partners who require tailored insurance solutions that reflect the unique characteristics of their assets or operations.