Kapitus

Kapitus is a small business financing provider founded in 2006. The firm delivers tailored capital solutions to business owners, positioning itself as a consultative partner rather than a transactional lender. To date it has provided over $8 billion in capital and funded 68,000 businesses across the United States, having grown from a team of 10 employees serving 400 businesses at its founding.

Technology underpins the firm's underwriting and service model. Kapitus works with AI-powered analytics, a modern technology stack and automation to speed up approvals, and it uses data-driven decision-making throughout its operations. Its product KapitusPLUS allows business owners to compare multiple financing offers and assemble personalised financing packages, while financing specialists craft capital solutions around each business's circumstances.

The company employs more than 360 professionals across offices in New York, Virginia, California and India, collaborating on continued technological advancement. It states that its working culture is built on transparency, fairness and integrity, with client success at the centre of decisions and an emphasis on lasting relationships rather than single transactions.

Kapitus operates in the SMB lending and financing sector and serves small businesses nationwide in the United States.