Vodeno operates a cloud-native Banking-as-a-Service platform across Europe, enabling businesses to embed financial products into their own solutions without managing regulatory complexity themselves. The platform is built on modular, API-based architecture, allowing partners to select and integrate only the components they need: accounts, cards, payments, lending, savings products, and digital onboarding tools.
The company handles compliance and regulatory burden through a partnership with Aion Bank, which holds an ECB banking licence. This arrangement allows Vodeno's clients to offer regulated financial services - from accounts to lending - whilst the platform manages the underlying operational and compliance infrastructure. The team comprises financial services and technology professionals focused on abstracting away regulatory and operational complexity from partners.
Vodeno is now part of UniCredit Group following its acquisition. The company was previously backed by Warburg Pincus.