DKB (Deutsche Kreditbank AG) is the second-largest direct bank in Germany, founded in 1990 and headquartered in Berlin. As a 100% subsidiary of BayernLB, DKB serves approximately 5.9 million customers and manages total assets exceeding €131 billion, ranking among the top 20 banks in Germany. The bank operates on two pillars: as a direct bank offering online banking services to retail customers, and as a commercial bank providing customized financing solutions to municipalities and companies through its branch network across Germany.
DKB has positioned itself as a pioneer in sustainable banking, financing over 7,800 wind, solar, and biogas installations since 1996, making it one of Germany's largest financiers of renewable energy. The bank was the first in Germany to establish both Green Bond and Social Bond programs, directing capital toward energy-efficient housing, healthcare facilities, and social infrastructure. With over 4,200 employees and subsidiaries including DKB Service GmbH and DKB Code Factory, the bank continues to innovate in digital banking while maintaining its mission as '#geldverbesserer' (money improvers) - investing in what people need to live.