FloatMe is a financial technology company headquartered in San Antonio, Texas, that provides cash advances to Americans who need to bridge gaps between paychecks. The company's core offering is a $4.99 monthly membership that delivers interest-free advances ranging from $10 to $100, with no credit checks. The service integrates with users' bank accounts through Plaid, using bank-level encryption for data security.
Beyond cash advances, the FloatMe membership includes spending insights, low balance alerts, a cash flow calendar, and access to marketplace deals. The company reports that its users have collectively avoided over $50 million in overdraft fees, and its service reaches more than 1% of the U.S. population.
FloatMe operates in the fintech, consumer finance, and banking verticals, with technical work spanning mobile app development and financial data integration. The company has stated a mission to help people work towards financial prosperity.
