ZayZoon is a fintech company founded in 2014 that operates an earned wage access (EWA) and financial wellness platform. Its core product allows employees to draw on wages they have already earned before their scheduled payday, integrating directly with employers' payroll systems. The platform connects with more than 130 payroll providers and can be activated by employers in under 30 minutes at no cost to them.
Beyond wage access, ZayZoon offers a suite of financial wellness tools including a perks marketplace, financial education courses, and rewards and recognition programmes. The company reports that the average employee saves $727 annually through the perks marketplace, and that 89% of customers report reduced financial stress. On the employer side, businesses using the platform report up to a 29% reduction in employee turnover. ZayZoon has been recognised in both the 2025 Deloitte Technology Fast 50 and Fast 500 programmes.
The company operates as a remote-first organisation with more than 100 team members distributed across five countries. Its stated mission is to save 10 million employees a combined $10 billion by reducing reliance on payday loans and overdraft fees.