Youtap is a global software company founded in 2007 that provides cloud-native, API-driven platforms for the financial and commerce ecosystem. The company serves banks, financial service providers, retailers, and mobile operators worldwide, with offices in Auckland, New York, Jakarta, and Singapore.
The company's product suite includes YouPay (white-label digital wallets and payments), YouBank (digital banking), YouReward (loyalty and rewards), and YouShop (merchant services and point-of-sale systems). Youtap's platforms support core banking, payments, embedded finance, agency banking, merchant services, and customer engagement programs, with a focus on rapid deployment that allows clients to launch branded digital services in weeks rather than months.
Youtap operates with over 200 staff and counts Verifone and Salim Group among its shareholders. The company positions itself as a provider of integrated solutions that scale across existing infrastructure, enabling financial institutions and enterprises to offer modern digital services.