State Employees' Credit Union (SECU) is the second largest credit union in the United States, serving as a member-owned not-for-profit financial cooperative. Founded in 1937 with just 17 members and $437 in deposits, SECU has grown to over $56 billion in assets and serves more than 2.9 million members across North Carolina. The credit union operates 275 branch offices and 1,100 ATMs, providing comprehensive financial services including savings accounts, checking accounts, loans, mortgages, credit cards, and investment products.
SECU operates as a state-chartered, federally insured financial cooperative owned by its members. The organization follows the credit union philosophy of "People Helping People," focusing on providing financial services to state employees and their families. Through its foundation, SECU has committed over $300 million to community development projects in housing, education, healthcare, and human services since 2004. The credit Union emphasizes member service through multiple channels including in-branch support, digital banking platforms, mobile applications, and Member Services Support via phone.