SiFi

SiFi is a fintech company founded in 2021 and headquartered in Riyadh, Saudi Arabia. It develops an all-in-one expense management platform for businesses in the MENA region, with a focus on the Saudi market. The platform covers corporate card issuance, business payment processing, employee reimbursements and automated accounting workflows, and integrates with accounting software. It reports serving over 3,500 businesses, from startups to large enterprises.

Technical work at SiFi spans fintech infrastructure and B2B software: payment processing, expense management software, accounting automation and electronic money services. Product capabilities include real-time transaction monitoring with customisable spending limits and budgets, and AI-powered financial insights for finance and accounting teams. The company operates as a licensed Electronic Money Institution under SAMA, the Saudi central bank, and frames regulatory compliance as a core part of its product development.

Beyond the core platform, SiFi runs a rewards programme offering up to 1.5% cashback on business purchases, with partnerships including Qitaf, Saudia Al Fursan and ALL Accor. The company's stated aim is to simplify financial operations for businesses by replacing manual expense tracking with automated, transparent processes.