Alkami Technology, Inc. is a publicly traded software company founded in 2009 that provides a cloud-native digital banking platform to regional banks, community banks, and credit unions across the United States. Its platform serves over 19.5 million users across hundreds of financial institutions, making it one of the more substantial independent providers in this segment of financial technology.
The company's core product, the Alkami Digital Banking Platform, is built on a single codebase and delivered via continuous updates rather than periodic versioning. What began as a digital banking offering has expanded into an integrated suite covering account onboarding, data analytics, marketing automation, and fraud prevention - all within the same platform architecture. The Alkami Mobile App Platform received J.D. Power certification for "An Outstanding Mobile Banking Platform Experience" in both 2024 and 2025.
Alkami was founded by Stephen Bohanon, Gary Nelson, and Sean McElroy with the explicit aim of giving smaller financial institutions the technology capabilities typically available only to the largest national banks. The company adopted a cloud-native approach from the outset - an uncommon position in banking software at the time of its founding. Alex Shootman serves as Chief Executive Officer.
The company's technical work spans cloud infrastructure, mobile application development, data and analytics systems, and security engineering, with a delivery model centred on a shared, continuously deployed codebase rather than institution-by-institution customisation.